1. Introduction
Precision Credit (“we,” “us,” or “our”) is a technology company incorporated in Ghana that provides Data Analytics and IT services to licensed financial institutions.
This Privacy Policy explains how we collect, use, and protect personal data obtained through our website (precisioncreditgh.com), our contact forms, and our direct communications with prospective and existing partners. It does not govern the processing of data by our financial institution partners in connection with their own products and services — that is covered by each partner’s own privacy documentation.
This Policy is reviewed regularly. The current version is always published at precisioncreditgh.com/privacy-policy/. We encourage you to check it periodically.
2. Our Approach to Privacy
Our data practices are guided by the following :
• Lawful Processing: We identify a valid legal basis before collecting or using any personal information.
• Purpose Limitation: We collect personal data only for specified purposes and will notify you if those purposes change.
• Data Minimisation: We collect only what is adequate, relevant, and necessary for the stated purpose.
• Accuracy: We take reasonable steps to keep information accurate and up to date. You may request corrections at any time.
• Security: We protect your data using appropriate administrative, technical, and physical measures.
• Storage Limitation: We retain personal information only as long as necessary for the purposes for which it was collected, or as required by law.
• Accountability: We take responsibility for our data protection practices and can demonstrate compliance upon request.
3. Information We Collect
We collect the following categories of personal information:
• Identity Data: Name, job title, and company or organisation name.
• Contact Data: Email address, telephone number, and business address.
• Technical Data: IP address, browser type and version, time zone, device information, and website usage data collected automatically when you visit our site.
• Usage Data: Information about how you interact with our website, including pages visited and links clicked.
• Communications Data: Any correspondence or enquiries you submit to us through our contact form or directly by email.
• Recruitment Data: Where you apply for a role with us: previous employment history, educational background, and contact details.
We do not collect individual consumer credit data, mobile money transaction histories, or personal financial records through this website. Our website and services are not directed at children, and we do not knowingly collect personal information from anyone under 18.
4. How We Collect Information
• Direct interactions: When you submit our contact form, send us an email, apply for a role, or otherwise communicate with us directly.
• Automated technologies: When you visit our website, we automatically collect Technical Data using cookies and similar tracking technologies. See Section 6 below.
• Third parties: We may receive limited information from publicly available sources, such as professional networking platforms, in connection with partnership or recruitment discussions.
5. How We Use Your Information
We use the information we collect for the following purposes only:
• Partner and business enquiries: To respond to contact form submissions, follow up on partnership discussions, and manage our institutional relationships.
• Website improvement: To analyse website traffic, identify usability issues, and improve the content and performance of our site.
• Recruitment: To process job applications, conduct interviews, and make hiring decisions.
• Legal and regulatory compliance: To meet our obligations under applicable Ghanaian law.
• Security: To detect and prevent fraud, unauthorised access, and other security incidents.
6. Cookies and Tracking Technologies
Our website uses cookies to monitor which pages are visited and to improve user experience. Cookies do not give us access to your device or personal information beyond what you choose to share. You can manage or disable cookies through your browser settings; doing so may affect some website functionality.
We use Google Analytics for aggregate website traffic analysis. This service collects de-identified data and does not enable personal identification. For more information, see Google’s Privacy Policy at policies.google.com.
7. Data Sharing and Disclosure
We do not sell, rent, or trade your personal data. We may share information with:
• Service providers: Third-party vendors who support our website hosting, analytics, and recruitment processes. All such providers are required by contract to handle data securely and only as instructed by us.
• Legal authorities: Where required by applicable law, court order, or to protect our rights and interests.
• Professional advisors: Legal, financial, and compliance advisors, under obligations of confidentiality.
We do not share personal data with business partners or third parties for marketing purposes.
8. Data Governance & Exercise of Rights
If you are located in Ghana, you have the following rights in respect of your personal data:
• Data access: Request confirmation of whether we hold personal data about you, and a copy of that data.
• Rectification: Request correction of any inaccurate or incomplete personal data.
• Data erasure: Request deletion of your personal data where we no longer have a legal basis to retain it.
• Object or withdraw consent: Opt out of any communications and object to processing where we have no legitimate reason to continue.
• Restriction of processing: Request that we restrict use of your data in certain circumstances while retaining it securely.
• Be informed: To be notified whether your data is being collected or used for automated decision-making.
To exercise any of these rights, contact us using the details in Section 10 below.
9. Data Retention
We retain personal information for as long as is necessary to fulfil the purposes for which it was collected, or as required by applicable law. Contact form submissions and partnership enquiries are typically retained for 24 months. Recruitment data is retained for 12 months following the conclusion of a hiring process unless a longer period is required by law.
10. Contact & Data Protection Enquiries
For any questions about this Privacy Policy or to exercise your data rights, please contact us:
Precision Credit Ghana
[Company Address] [PLACEHOLDER — insert registered address]
Email: contact@precisioncreditgh.com
Alternatively, you may submit an enquiry using the contact form at precisioncreditgh.com/contact/.
11. Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our business, technology, or applicable law. Material changes will be notified by posting an updated version on this page with a revised effective date. We encourage you to review this Policy regularly.
