Effective Date: March 17, 2025 | Last Updated: March 17, 2025
1. Introduction
Welcome to Precision Credit. By accessing or using our website and services, you agree to comply with these Terms and Conditions. If you do not agree, please do not use our services.
2. Eligibility
To use our credit rating services, you must be:
• At least 18 years old.
• Legally authorized to enter into financial agreements.
• Providing accurate and truthful information during registration and application.
3. Services Provided
Precision Credit provides credit assessment and rating services based on financial data collected from individuals, businesses, and financial institutions. We do not guarantee credit approvals but provide credit reports based on financial history.
4. User Responsibilities
By using our services, you agree to:
• Provide accurate and up-to-date information.
• Use our website and services legally and ethically.
• Keep your account credentials secure and confidential.
• Not engage in fraudulent or deceptive activities.
5. Credit Assessment and Reporting
• Credit scores and reports provided by Precision Credit are based on available financial data and analysis.
• We do not control how lenders or third parties use credit information.
• We are not liable for any lending decisions made by third parties based on our credit reports.
6. Fees and Payments
• Some services may require payment. Fees will be clearly stated before service initiation.
• Payments must be made using the provided payment methods.
• No refunds will be issued once a credit report or service is delivered unless explicitly stated.
7. Limitation of Liability
Precision Credit shall not be liable for:
• Any inaccuracies or errors in credit reports due to incorrect or outdated financial data.
• Financial losses resulting from the use of our services.
• Unavailability of services due to technical issues or maintenance.
8. Intellectual Property
All content on this website, including text, graphics, logos, and software, is owned by Precision Credit or its licensors and protected by intellectual property laws. Unauthorized use, reproduction, or distribution is prohibited.
9. Termination of Services
We reserve the right to suspend or terminate your access to our services if you violate these Terms and Conditions or engage in fraudulent activities.
10. Governing Law
These Terms and Conditions are governed by the laws of Ghana. Any disputes shall be resolved through arbitration or the relevant courts of Ghana.
11. Changes to Terms and Conditions
We may update these Terms and Conditions at any time. Changes will be effective upon posting, and continued use of our services constitutes acceptance of the revised terms.
12. Contact Information
For any inquiries regarding these Terms and Conditions, contact us at:
Precision Credit
Email: contact@precisioncreditgh.com